KAMISCHER v. JOHN HANCOCK MUT LIFE INS CO

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District Court of Appeal, Second District, Division 2, California.

KAMISCHER v. JOHN HANCOCK MUT. LIFE INS. CO.

Civ. 10416.

Decided: September 26, 1935

Meserve, Mumper, Hughes & Robertson, of Los Angeles, for appellant. Pelton & Warne, of Los Angeles, for respondent.

On or about April 8, 1931, appellant issued and delivered its life insurance policy for $5,000, with an additional $5,000 for accidental death, to Meer Kamischer, with respondent, Anna Kamischer, wife of insured, as beneficiary. Insured met accidental death by drowning May 31, 1931. No premium had been paid at that time, but the first premium was paid the day after insured's death. Upon refusal of appellant to pay the amount of the policy, respondent filed suit. On the first trial appellant's motion for nonsuit was granted, but on appeal from the subsequent judgment this court reversed that order. Kamischer v. John Hancock, etc., Co., 1 Cal. App. (2d) 629, 37 P.(2d) 126. Upon a retrial of the case in the superior court, judgment was entered for the beneficiary and against the insurance carrier in the sum of $10,000 and interest.

Appellant now urges that, inasmuch as the premium was not paid at the date of issuance of the policy, the beneficiary must establish that an extension of credit was given to the insured, if she is to recover. This point was necessarily involved in this court's prior determination of the matter. In its opinion this court said: “The language of the policy * * * is in effect an acknowledgment of the receipt of the premium, and by reason of the Code provisions [section 2598, Civ. Code] respondent is precluded from the defense that the premium was not paid.” We regard the entire question as settled by the former appeal, which established the law of the case and was proper to have been considered by the court in the trial from which the present appeal eventuated. Estate of Baird, 193 Cal. 225, 223 P. 974.

Judgment affirmed.

GOULD, Justice pro tem.

We concur: CRAIL, P. J.; WOOD, J.