In an action brought by a plaintiff Medicare beneficiary who purchased private supplemental health insurance through a group Medigap policy, alleging that AARP Insurance Plan transacted insurance without a license in violation of the California Insurance Code, the district court's Fed. R. Civ. P. 12(b)(6) dismissal of the complaint is reversed where plaintiff stated a plausible claim at the motion to dismiss stage that AARP 'solicits' insurance without a license, and, as a consequence, committed an 'unlawful' act in violation of the California's Unfair Competition Law (UCL),Cal. Bus. & Prof. Code section 17200.