United States First Circuit

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Doe v. Standard Ins. Co., 16-2085

In an ERISA benefits suit for long term disability (LTD) payments brought by an environmental lawyer against his insurer, the district court's judgment in favor of the insurer is reversed where: 1) in assessing whether and when Doe became disabled, defendant chose not to use the material duties of an environmental lawyer, but rather those of a lawyer; 2) in doing so, defendant's evaluation as to Doe's disability onset date was based on the wrong standards; and 3) defendants denial of benefits from its determined onset date was arbitrary and capricious.

Appellate Information

  • Argued
  • Submitted
  • Decided
  • Published 2017/03/27




  • United States First Circuit


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