Laws: Cases and Codes : U.S. Code : Title 12 : Section 4101


   
U.S. Code as of: 01/19/04
Section 4101. General prepayment limitation

    (a) Prepayment and termination
      An owner of eligible low-income housing may prepay, and a
    mortgagee may accept prepayment of, a mortgage on such housing only
    in accordance with a plan of action approved by the Secretary under
    this subchapter or in accordance with section 4114 of this title.
    An insurance contract with respect to eligible low-income housing
    may be terminated pursuant to section 1715t of this title only in
    accordance with a plan of action approved by the Secretary under
    this subchapter or in accordance with section 4114 of this title.
    (b) Foreclosure
      A mortgagee may foreclose the mortgage on, or acquire by deed in
    lieu of foreclosure, any eligible low-income housing project only
    if the mortgagee also conveys title to the project to the Secretary
    in connection with a claim for insurance benefits.
    (c) Effect of unauthorized prepayment
      Any prepayment of a mortgage on eligible low-income housing or
    termination of the mortgage insurance on such housing not in
    compliance with the provisions of this subchapter shall be null and
    void and any low-income affordability restrictions on the housing
    shall continue to apply to the housing.



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