CALIFORNIA INSURANCE CODE
SECTION 1874.90-1874.91
1874.90. The commissioner may declare any region of the state as an
auto insurance fraud crisis area upon making a finding that auto
insurance fraud is endemic to the area. That declaration of an auto
insurance fraud crisis area shall be in effect for not more than two
years, unless extended or renewed by the commissioner. Auto
insurance fraud is endemic to an area if the commissioner determines
that organized automobile fraud activity exists in the area and
contributes significantly to the cost of automobile insurance in that
area.
1874.91. (a) An insurer shall report all claims made in an auto
insurance fraud crisis area that are filed within 90 days of the
issuance of an automobile insurance policy to the Statistical
Analysis Bureau, or its successor. The commissioner shall have the
authority to establish, by regulation, the information about claims
that shall be reported by insurers.
(b) The commissioner shall have the authority to adopt an
alternative to the 90-day standard established in subdivision (a),
and shall not be required, notwithstanding any other provision of
law, to disclose the standard in effect at any given point in time.
Any document directly relating to any action by the commissioner
under this article shall be exempt from disclosure under Chapter 3.5
(commencing with Section 6250) of Division 7 of Title 1 of the
Government Code.
(c) This section shall remain in effect only until January 1,
2006, and on that date is repealed, unless a later enacted statute
that is enacted before January 1, 2006, deletes or extends that date.